With Platinum Protection, you’ll have our most comprehensive coverage for your GM Vehicle. Platinum Protection is the best way to help ensure that you are protected against potentially expensive, covered repairs. In the event of a covered breakdown, even when it is the result of normal wear and tear, you’re protected. The Platinum Protection Plan is an exclusionary coverage. That means that everything is covered on your GM Vehicle unless it is in the Exclusions section of the Vehicle Service Contract. No hidden fees or hidden exclusions.